Papaya Privacy scans and removes your personal data from data broker sites, monitors your data for dark web breaches, and provides $1M identity theft insurance and restoration services in the case you are a victim of identity theft.

The combination of these services helps prevent fraud and spam by removing your data from sites that fraudsters use to impersonate you and telemarketers use to spam you.

Personal Data Removal is a feature that scans data broker sites for your personal data and sends requests to remove that data from each site.Papaya Privacy scans and removes your personal data from data broker sites, monitors your data for dark web breaches, and provides $1M identity theft insurance and restoration services in the case you are a victim of identity theft.

We scan and request to remove your:  name, address, email address, phone number, occupation, education history, government records, and relatives’ names.

According to the Federal Trade Commission (FTC), data brokers, people search sites and other online sources have personal data of nearly every US consumer. These sites sell your data to anybody - including identity thieves and telemarketers. This increases your risk of identity theft, financial fraud, and spam calls, texts, and emails.

Data brokers obtain your personal data multiple ways, such as purchasing it from other data brokers, scraping other websites, etc. They then attempt to combine records for the same person into a single record on their site. Sometimes they combine records that are actually different people by mistake and create inaccuracies in their own data. Some of that is exposed before the paywall, some is sold after the paywall. The records we return are the records the site is actively promoting when someone searches for you. We will cast a wider net to ensure we are catching all records the site may have about you.

There are many reasons this may happen.

Broker sites often have multiple records for the same person and can republish records once they’ve been removed. It's also possible that the record found is a new or different record from the one removed. We typically catch these records on your next scan and submit them for removal.

It’s also possible that the scan was unable to find the data because of a change in the way the monitored site stores or presents its data, for example, showing different results for the same search. The good news is that we continually monitor and rescan broker sites for your records to make sure they stay removed.

Personal Data Removal and Identity Monitoring are constantly at work. For Personal Data Removal, once your scan is completed it may take a few weeks for all data removal requests to be fulfilled. This is because each data broker site we request for your data removal has their own process for processing those requests.

Identity Monitoring sends real-time alerts whenever your data is found in a dark web breach.

While we strive for complete removal, data broker sites will continuously re-expose your data and new data broker sites crop up. That's why we scan and request to remove your personal data on a regular basis, while you remain subscribed.

We are also regularly working to add new data broker sites to our scan and remove list. Currently, we scan and request to remove your data from over 100 data broker sites.

Data broker sites are companies that collect and sell your personal data. They are also known as people search sites and people databases. Anybody can buy your personal data, including fraudsters and telemarketers. Our Personal Data Removal feature scans and requests to remove your personal data from these sites to protect you from identity theft and financial fraud.

Identity Monitoring is a feature that monitors the dark web for breaches of your data. When a breach is detected, we alert you in real-time about where the breach happened and which data of yours has been breached.

Additionally, you can choose to monitor your social security number (SSN) or ITIN, allowing you to know whenever these are used to open bank accounts, open lines of credit, search employment and healthcare records, make tax filings, and search online documents signings and payment platforms.

You can also choose to monitor your address for changes of address requests. If there’s been an official change of address logged with the National Change of Address (NCOA) database you will be alerted. Fraudsters may try to change your address to impersonate you more easily.

Data breaches, unfortunately, happen often. Identity Monitoring makes sure you are informed quickly so you can take action to protect your identity and finances.

Knowing where your data was breached and what data is at risk helps you take action, like changing passwords or starting credit freezes, for example, to protect your data from being misused. This helps you prevent identity theft and financial fraud.

$1M Identity Insurance and Identity Restoration are features that help you if you are a victim of identity theft.

$1M Identity Insurance: Our identity theft reimbursement, with zero deductible, reimburses you for expenses related to identity theft restoration, including replacement of documents, traveling expenses, loss of income, child/elderly care (incurred as a result of identity restoration), and legal costs. We’ll reimburse you for out-of-pocket expenses up to $1,000,000.

Identity Restoration: Our full-service identity restoration service takes the burden off of you in the event that your identity is stolen by going beyond the traditional credit report restoration. We offer a robust case knowledge of non-credit restoration including payday loans, IRS, DMV, and court records.Our identity restoration service assists with the identity restoration process by providing step-by-step instructions you can easily follow to repair and restore your identity.

The dark web is the underground of the internet where sensitive data like your: name, address, contact information, social security numbers, credit card numbers, and bank account numbers can be exposed.

Our Identity Monitoring feature monitors your data for breaches across the dark web and alerts you in real-time if a breach is detected.

Yes! Included in your subscription is Personal Data Removal, Identity Monitoring, and $1M Identity Insurance and Restoration services for you and up to four family members.

To change your billing information, please contact our Customer Service team. You may reach us through email support@papayaprivacy.com or by calling 888-850-5196.

No. Papaya Privacy is a separate product from our Papaya bill pay product. Subscribing to Papaya Privacy is not required to pay bills with Papaya.

If you notice a charge and don’t recall subscribing, we’re here to help! Please contact our Customer Support team immediately. You may reach us through email at support@papayaprivacy.com or by calling 888-850-5196